Watson Realty Corp. Realtors®

(912) 552-0005

Local Insurance

When looking for an insurance company there are many things to consider.  Price of policy is not the only question you should ask.

  • Flood Insurance may not be required in all locations in the area.  However, we are surrounded by water and the houses that flooded in the latest hurricane were not in a flood zone.  I strongly suggest that you obtain flood insurance.
  • Your policy will have a higher deductible for wind/hail damage.  This means during a hurricane your deductible will be higher.   Know what your deductible is for different situations.
  • Roof depreciation:  Your policy may have an exclusion for roof damage or depreciation schedule.  The insurance will pay less for an older roof than a new roof.
  • Sewage Rider:  many policies do not pay for sewage backup into your home unless you have the sewage rider.
  • Your neighbors tree falls on your house or property it is your responsibility?
  • Most important, READ your policy.  Ask questions before you need to use the policy.  

This is a list of a few local insurance agencies to help you in your slection of insurance.  Often a local insurance agent understand the area and can provide you with excellent service and rates.

LAMB INSURANCE

Chris Lamb
taylor.lambinsurance@gmail.com
Walter Josslyn “Joss”
jossinsures@gmail.com 
87 B Hawthorn Ln. 
St Marys, GA 31558
Office: 912-882-5656
Fax: 912-882-2737
www.lambinsurancega.com

BARLOW INSURANCE
Chris Barlow
chris@barlowinsurance.com
Beverly Barlow
beverly@barlowinsurance.com
2475 Village Dr 
Suite 109 
Kingsland, GA 31548
912-882-4556
barlowinsurance.com

ALLSTATE INSURANCE
Dean Schuepbach
deans@allstate.com
4445 Hwy 40 E
St Marys, GA 31558
Office: 912-882-5557
Fax: 912-882-5521

STATE FARM INSURANCE
Jane Brown
jane@janewbrown.com
2475 Village Drive
Suite 111
Kingsland, GA 31548
Office: 912-882-5454
Fax: 912-882-7825 
www.janewbrown.com
 
STATE FARM INSURANCE
Kevin Lang
kevin.lang.hojb@statefarm.com
1100 Shadowlawn Drive
St Marys, GA 31558
Office: 912-882-7144
Fax: 912-882-6729
www.kevinlangagency.com
 
COUNTRY FINANCIAL
Brooks Joiner
1951 Commerce Dr Ste B
Kingsland, GA 31548
912-729-5548
representatives.countryfinancial.com/brooks.joiner
 
FARM BUREAU INSURANCE
Marty Smith
wsmith@gfb.org
Adam Barnes
kabarnes@gfb.org
180 Mariners Drive
Kingsland, GA 31548

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Jackie Frye
REALTOR®  Associate Broker
Watson Realty Corp., REALTORS
6250 Highway 40 E.
St Marys, GA
License #356376
(912) -510-4468  direct
Cell 912-552-0005
Fax 912-882-1816
jackiefrye@watsonrealtycorp.com
jackiefrye.watsonrealtycorp.com
http://JackieFrye.REALTOR
 

Furnishing of any names of vendors provided by Broker or Broker’s Affiliated Licensee is done as a ministerial act and only as a courtesy to the undersigned and does not in any way constitute any warranty or representation as to the quality of the vendors, their services or subsequent reports.  The acceptance of this list acknowledges that they had the option to select any vendor of their choice and that the Broker is not responsible for any guarantees, representations, or warranties of the selected vendors they choose.  The Client/Customer releases the Broker and the Broker’s Affiliate Licensee from any liability or claim arising out of or in connection with the services of the vendor.